TO APPLY FOR A CREDIT CARD: (1) Complete this entire application. (2) You agree that it will have the same legal effect as if it bore your original signature(s). (3) The person listed as “Applicant” must be a Tech CU member or be approved for membership prior to opening the credit card.
READ THESE INSTRUCTIONS: (1) Married persons can request individual credit. (2) If you are married and live in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA, WI), you must indicate your marital status. ("Unmarried" includes single, divorced and widowed. In California, the terms “married” and “spouse” include registered domestic partners. (3) Applicant and any co-applicant must sign this application. (4) Disclose income from child support, alimony or separate maintenance only if you want us to consider it.
By providing the names of any non-applicant authorized user, you request that if this application is approved, Tech CU issue additional Credit Cards in the names of the following individuals,
and confirm your understanding that you are responsible for all charges and other account activity by authorized user(s). You understand that cards issued to authorized users will be mailed to the applicants.
Federal law provides important protections to members
of the Armed Forces and their dependents relating to extensions of
consumer credit. In general, the cost of consumer credit to a member of
the Armed Forces and his or her dependent may not exceed an annual
percentage rate of 36 percent. This rate must include, as applicable to
the credit transaction or account: The costs associated with credit
insurance premiums; fees for ancillary products sold in connection with
the credit transaction; any application fee charged (other than certain
application fees for specified credit transactions or accounts); and
any participation fee charged (other than certain participation fees
for a credit card account).
